412 11th Street, Indianapolis

Downtown living without the usual compromises, and at $299,900 (w/ no HOA fees), this one is hard to beat. Tucked away on a quiet one-way street in historic St. Joseph, this 2-bedroom, 2.5-bath townhome gives you the charm of one of Indy's historic neighborhoods, without taking on a 100+ year-old house and all the "character" that can come with it. Inside, you'll find hardwood floors, an open kitchen and living space with updated cabinetry, granite countertops, stainless steel appliances, and a breakfast bar, plus a dedicated office/loft upstairs. The primary suite steals the show with its private balcony and awesome Indianapolis skyline views. And the rare part? NO HOA at this price point downtown. Owners maintain their own exterior therefore there's no monthly association fee. You also get a private garage plus designated guest parking, so no compromising there either! St. Joseph has a surprisingly tight-knit, neighborhood feel, complete with a book club, monthly get-togethers, and neighbors who actually know one another. The home is also currently operating as a cash-flowing Airbnb, adding another option for its next owner, and the seller is open to selling furnishings for an easy, turnkey move. $299,900 for skyline views + garage + guest parking + no HOA + walkability to Mass Ave? This one is a rare find downtown.